Mercer Super

Mercer Super provides a superannuation fund for employers that nominate it as their default, under the employer plan Mercer Business Super.

• Employer applications routed by headcount, with separate forms for employers of fewer than 50 employees and employers of 50 or more, and a reply within five working days.
• Contributions submitted through two SuperStream compliant clearing house platforms, Mercer Super Employer Portal and Mercer QuickSuper, each taking a payroll SAFF or contribution CSV upload or on-screen entry and settling every employee in one EFT payment whatever fund they are in.
• Employee account administration the employer runs itself, covering member registration, tax file numbers, benefit categories, fund registration dates, exits and reconciliation reporting, with member numbers returned through SuperStream.
• An Employer Support team on the helpline and by email, a Client Executive for employers who have one, and employer forms, product disclosure statements and governance documents.

Best for: Australian employers choosing a default superannuation fund and wanting contribution submission, employee account administration and employer support from the one fund.

Mercer Super publishes employer guidance on superannuation obligations through its employer Learn pages and a dedicated Payday Super page.

• A recorded webinar and employer question set on qualifying earnings, the maximum contribution base, contribution deadlines, Member Verification Requests and the Superannuation Guarantee Charge.
• An obligations checklist on default fund arrangements, choice of fund and stapling, employee eligibility, record keeping, insurance access and policy committees.
• Guidance on super for higher earning employees, covering the concessional contributions cap and Division 293 tax.

Best for: Employers wanting a plain account of what the superannuation rules ask of them.