Bind Insurance

Bind Insurance arranges Workers Compensation Insurance for Australian employers from offices in North Sydney and Mickleham, Victoria, as a Corporate Authorised Representative (AR 1308340) of Insurance Advisernet Australia (AFSL 240549).

• Cover extends to loss of earnings, medical and hospital expenses, rehabilitation and return to work programs, and death and dependency benefits, aligned to each scheme’s requirements.
• Navigates all eight Australian schemes, from icare in NSW, WorkSafe Victoria and WorkCover Queensland to Return To Work SA, WorkCover WA, Tasmania, the ACT and NT WorkSafe, including placements for employers operating in more than one state.
• Assists with insurer selection among scheme agents such as Allianz, QBE, Gallagher Bassett and EML, and with setting up injury management programs.
• Backs policies with a four-stage claims process covering triage, lodgement and advocacy, coordination and settlement, and commits to next business day responses for claims reported after hours.

Best for: employers with full-time, part-time or casual staff who need compliant workers compensation cover arranged in one state or across several schemes.

Bind Insurance provides Workers Compensation Claims Management support for employers across Australia, guiding each claim through a four-stage process from lodgement to settlement.

• Stages cover triage and advice, lodgement and advocacy with the insurer, coordination through assessment and investigation, and settlement support.
• Publishes a Workers Compensation Cover checklist, one of six downloadable claim checklists, to help employers record incident details and prepare documents.
• Commits to next business day responses for claims reported after hours, reachable on 1300 246 366.

Best for: employers who want a broker to lodge workers compensation claims and liaise with scheme insurers on their behalf.