Australian Retirement Trust

Australian Retirement Trust is a superannuation fund an employer can nominate as its default, serving employers from Brisbane and online.

• Register as an employer online in about 10 minutes, then nominate the fund as the default for staff who do not choose one.
• Employer Online takes contribution data and payment for every employee in one transaction, members of the fund or not, with the Australian Retirement Trust Clearing House for people in other funds.
• Super Savings, Super Savings Business and Super Savings Corporate plans, with a tailored corporate plan available to businesses of over 200 employees and a Super Savings Corporate microsite for their people.
• Employees get insurance through their super, Member Online and a mobile app, financial advice from representatives of ART Financial Advice Pty Ltd, and a Brisbane City location they can visit on weekdays.

Best for: employers of any size, from one employee to hundreds, choosing a default superannuation fund and a single online channel for paying staff super.

Australian Retirement Trust runs an employer hub so employers can stay on top of their super obligations and get the support they need.

• Employer obligations guidance on the superannuation guarantee, choice of fund, stapling, SuperStream and tax file number responsibilities.
• Payday super information and resources covering the changes from 1 July 2026 and what an employer can do to prepare its payroll processes.
• Updates on changes in superannuation legislation, a small business handbook, employer forms and guides, and employer specialists on the service line.

Best for: payroll and HR teams wanting plain guidance on their superannuation obligations alongside the fund they pay.